Expert insurance advice for expats living in Germany
Clear, independent guidance to help you make the right insurance decisions in Germany.
Free initial consultation · No obligation
For expats who want clear answers in Germany
Living in Germany often means dealing with complex rules, different systems and important decisions — especially when it comes to insurance, health coverage or long-term planning.
This page is for expats who want clear, professional guidance to make well-informed decisions, without pressure or unnecessary sales talk.
This is especially helpful if you:
live and work in Germany and want expert input tailored to your situation
are reviewing your current insurance or financial setup
prefer speaking to a specialist instead of navigating information on your own
value clarity, transparency and long-term thinking
Even if you’re not sure where to start, that’s completely normal. A short conversation is often enough to clarify your options.
Looking for ongoing support in Germany?
How we can help
Private health insurance, legal protection or long-term planning decisions in Germany can quickly become complex.
Here you’ll find professional guidance tailored to your personal situation — clear, structured and independent.
Private health insurance
Personalised advice to help you understand and choose the right private health insurance in Germany - coverages, costs and long-term price stability.
Legal insurance
Support to choose the right legal protection for everyday situations, work-related matters or long-term security.
Retirement & savings plans
Strategic financial planning with tax-efficient solutions tailored to the German system
Home financing / mortgage
Expert guidance if you’re planning to buy property or need support understanding financing options in Germany.
Home insurance
Clear advice to properly protect your home and belongings — without unnecessary coverage.
Savings plan for children
Long-term financial planning solutions designed to secure your children’s future.
If you’re unsure which area applies to you, that’s absolutely fine.
An expert will help you identify the right starting point.
Earn points when you use our services
If you contract any of the services listed here, you’ll receive discount points that you can use on services inside Expats Club Germany.
To receive your points, you just need to become a member — they will be automatically added to your personal account.
Extra bonus when you join the club
+20 points if you join with a Free membership
+50 points if you join with a Premium membership
Points you earn with each service
Private health insurance
100pts
Legal insurance
30pts
Retirement & savings plans
50pts
Home financing / mortgage
50pts
Home insurance
50pts
Savings plan for children
50pts
Request advice
Tell us what you need help with and we’ll get back to you.
Professional guidance you can rely on
Making decisions about insurance or long-term planning in Germany requires clarity, experience and a deep understanding of the system.
This guidance is provided by professionals specialised in advising expats in Germany.
The focus is always on clear explanations, transparency and solutions that truly fit your personal situation — not on selling products.
Behind this advisory service is Bramex, a professional firm specialised in insurance and financial solutions in Germany, with extensive experience working with expats.
If you’d like to learn more about the background and expertise behind this service, you can visit the Bramex website.
